Our mission

We want to put a personal financial AI in everyone's pocket.

We want to make smarter financial decisions accessible to everyone.

Managing your money shouldn't require a finance degree. Ciento exists to give everyone — regardless of background — clear, actionable insight into their personal finances, without ever needing to hand over their banking credentials.

Having a complete picture of your finances in one place makes them easier to manage. Our mission is to help you leave financial stress behind and replace it with clarity, confidence, and smarter decisions — every day.

Ciento is helping people manage their money smarter — without giving up their privacy.

In Ciento, we come to work every day to seamlessly integrate AI with personal budgeting.

We're building a personal financial assistant that gets smarter the more you use it — one with access to your financial data that can give you important insights, feedback, and help you plan for the future.

Today, Ciento works without bank connections to keep things simple and private. We believe you should never have to give a third-party app your banking login. Bank connections are on our roadmap — when we ship them, privacy will still come first.