The finance app you talk to
Ciento files your expenses, updates budgets, and tracks goals when you send a voice note, snap a receipt, or text on WhatsApp.
- WhatsApp & Telegram
- Voice notes
- Receipt photos
Free to start · No bank connection required · iOS and Android
Today · WhatsApp
0:04
Lunch with Alex at El Farito
McDonald's
Dining out · Cash
Recorded! Added €20.00 to Restaurants under Cash.
ticket.jpg
Mercadona
Groceries · Visa
Recorded! Added €86.12 to Groceries under Visa.
Mercadona grocery trip
Message Ciento…
Four seconds to log an expense
No forms, no categories to pick, no bank logins to manage. Speak, snap, or text—Ciento handles the math.
- Speak naturally
- Send a quick voice note like "Spent 15 on lunch at the café".
- Snap & go
- Photo your receipt and let AI extract amount, merchant, and date.
- Message anywhere
- Text Ciento directly inside WhatsApp or Telegram while on the move.
Three steps, and two of them are ours
The only work left for you is noticing that you spent something.
01
Mention it
A voice note, a receipt photo, or one line of text, whichever is closest to hand at the till.
02
Ciento files it
The assistant reads it, picks the category, assigns the wallet, and updates the budget. No form to fill.
03
Ask it anything
“How much did I spend on takeout?” “Can I afford this?” It answers from your real numbers.
Beautiful Interface, Powerful Features
Experience financial clarity through an intuitive design that makes money management feel effortless.
Track All Your Accounts
Manage multiple wallets, credit cards, and investment accounts all in one place. See your complete financial picture at a glance.
Visualize Your Cashflow
Beautiful charts show your income vs expenses over time. Understand your spending patterns and make informed decisions.
Every Transaction Tracked
Record expenses and income in seconds. Categorize automatically and never lose track of where your money goes.
Smart Category Insights
See exactly where you're spending with automated categorization and visual breakdowns of your expenses.
Your bank credentials stay yours. Forever.
We never ask for bank logins or credit card numbers. Your money data stays strictly private.
- No bank connections required
- We never ask for bank logins or credit card numbers. Your money data stays strictly private.
- Row level database security
- Full control. Export or delete your data at any time with one click.
- Your data is never sold to advertisers
- We use Microsoft Clarity to understand how you interact with our website through behavioral metrics, heatmaps, and session replay to improve our services.
Your data is never sold to advertisers
Read our Privacy PolicyReady for stress-free budgeting?
Download Ciento free and take control of your financial future today.
Free to start · No bank connection required · iOS and Android