It does not advise you. It does the work.
Most finance AI produces observations. Ciento’s assistant writes the transaction, creates the budget, schedules the transfer, and corrects the category, then tells you what it did.
Voice Notes
Speak naturally: 'Add $50 expense for groceries at Whole Foods'
Screenshots & Images
Share receipts, bills, or financial screenshots for instant processing
Text Messages
Type your questions or commands in plain language
Send it anything
Pick something you would actually say
Takes action
Twenty bucks on lunch at McDonald’s
Logged $20.00 at McDonald’s under Eating out, paid from Cash.
What it did in the app
- Created an expense of $20.00 dated today
- Chose Eating out from your own categories
- Charged it to the Cash wallet and updated its balance
Reachable where you already are
- Log spending from the thread you already have open all day.
- Telegram
- Same assistant, same actions, for the Telegram crowd.
- In-app chat
- The full assistant inside Ciento, with your data on screen beside it.
An assistant with write access needs limits
So here are the ones it has.
- Scoped, not unlimited
- The assistant reaches your data through a Model Context Protocol server with controlled read and write access to wallets, transactions, budgets, and goals. Nothing else is exposed to it.
- Your row, and only yours
- Row Level Security is enforced at the database, so a request can only ever touch the account that made it. Voice notes and receipts sit in private storage behind short-lived signed URLs.
The assistant runs on Google Gemini. Read how your data is handled.
Start logging in seconds
Send a voice note, snap a photo of the receipt, or message Ciento on WhatsApp. It does the filing.
Get Ciento freeFree to start · No bank connection required · iOS and Android